Crypto, stocks, real-world assets and banking.
In one app.
0% transaction fees. No asterisks. German IBAN, credit-neutral account. Regulated in Germany. Your money, your control.
What is live today -
and what comes next
mygate is growing. Banking and crypto are live. Stocks, ETFs and tokenized real-world assets are next.
Over 75 crypto assets.
Real coins. Your ownership.
No derivatives, no ETPs, no jargon. You buy real cryptocurrencies - securely held, transferable at any time. 0% transaction fees - you pay only the displayed price.
- 0% transaction fees - no order costs, no hidden fees
- Bitcoin, Ethereum, Solana and 75+ more coins
- BaFin-regulated custody in Germany
- Up to EUR 100,000 invest directly
German payment account.
No credit check. With card.
EUR 0.00 account fees in the Free plan. Payment account with German IBAN and physical Mastercard. Credit-neutral, no credit check.
- German IBAN - full SEPA transfers
- Credit-neutral account - no credit check
- Pay securely worldwide with a physical Mastercard
German IBAN
DE89 •••• •••• •••• •••• 42
Mastercard
Physical + virtual - usable worldwide
Credit-neutral account
No credit check required
Garmin Pay
Available now
Stocks, ETFs
and tokenized real-world assets.
One portfolio for everything. Stock order fee: flat EUR 1.99. More than 17,000 instruments investable directly in the app. EUR 0 order fee for tokenized real-world assets (RWA).
- Stocks & ETFs - flat EUR 1.99 order fee
- Tokenized real-world assets - EUR 0 order fee at subscription
- More than 17,000 instruments - investable directly in the app
Stocks & ETFs
DAX, S&P 500, MSCI World - flat EUR 1.99
Tokenized real estate
Shares from EUR 1 - EUR 0 fees at subscription
Gold & Commodities
Physically backed, digitally tradable
Compare transparently.
0% transaction fees on Bitcoin & Co.
No hidden fees, the displayed price is your price. 0% transaction costs on all crypto assets. See for yourself how mygate compares with major providers.
Source: independent round-trip study "Total costs in crypto trading for retail investors", March 2026. Figures are based on actual round-trip costs across 9 providers, 6 coins and 432 transactions. At mygate this equals 0% transaction fees plus a market-standard spread of 1.1%.
Regulated. Transparent.
German.
mygate is the investment platform for investors who want more than an international neobroker - without needing an asset manager for their investments. Crypto, stocks and tokenized real-world assets on a regulated German platform. Personal support included.
Developed in Hamburg by Mondo Gate AG.
BaFin-regulated
Supervised by the German Federal Financial Supervisory Authority. Regulated by BaFin.
EU-compliant
MiCA-compliant and GDPR-compliant. Your data stays in Europe.
German IBAN
Credit-neutral payment account with German IBAN. 100% made in Germany.
Secure custody
Cold storage with multi-signature protection. Your coins - securely held by a BaFin-licensed crypto custodian.
What our users say
“mygate is the perfect platform for anyone who wants crypto and traditional finance in one app. Easy to use, regulated, transparent.”Burkhard Vester Managing director and passionate golfer
Well rated, visible and verifiable
Only real, publicly visible reviews. App Store, Google and Trustpilot show at a glance how users perceive mygate.
Frequently asked questions
The most important answers - direct and honest.
Mondo Gate AG acts as an e-money agent under German supervision. Crypto assets are held by a BaFin-licensed crypto custodian. Cash balances are held in a German account.
Crypto trading: 0% transaction fees. The displayed price includes a market-standard spread of 1.1%. Real-world assets: 0% subscription fees. Stocks: flat EUR 1.99.
Payment account: free for 12 months in the Free plan; EUR 8.90 per month in the Smart plan.
Yes, real crypto assets - not an ETF, certificate or derivative. Held in your name.
No. The mygate payment account is credit-neutral. No credit check, no credit bureau entry. Open your account by video identification in just a few minutes.
Currently over 75 cryptocurrencies: Bitcoin, Ethereum, Solana, Cardano, Polkadot, Avalanche, Chainlink, Ripple (XRP), Dogecoin, Polygon, Litecoin, Uniswap and many more. New cryptocurrencies are added regularly.
mygate is developed by Mondo Gate AG - a German company based in Hamburg. Regulated services are provided through German partners. 100% made in Germany.
Download the app, register and verify by video identification. Ready to go in minutes.
Personally reachable
when it matters.
Personal rather than anonymous. If you have questions about wallet, payment account, card or getting started, a real contact person in Germany is there for you.
Personal guidance
For questions about wallet, payment account, card or getting started, a real contact person supports you personally.
Directly reachable
By email at support@mygateapp.de or by phone at +49 (0) 40 573 082 210. Phone support from 10:00 to 15:00.
Developed in Germany
mygate is developed by Mondo Gate AG. Behind the platform is a real team in Germany, not just a ticket system.
Ready for smart
financial management?
Start for free. No minimum amount. No catch. Ready in under 5 minutes.